ADS-B: Why you need to make the change now


The FAA is now requiring all aircraft support Automatic Dependent Surveillance-Broadcast (ADS-B) under the Next Generation Air Traffic Control System. NextGen is the modernization of the US air transportation system technology, featuring a transitioning of the ground-based radar systems for traffic control and aircraft separation to satellite-controlled systems. 

This upgrade will make flying safer, more efficient, and more accessible than ever before. Real-time ADS-B provides pilots with vital traffic, weather, and flight-information services, as well as broadcasts your aircraft’s GPS position to ground control and other aircraft with ADS-B receivers. 

With this modernization comes certain requirements of aircraft owners. Without the proper upgrades, you will not be able to fly in controlled areas, so it’s time to upgrade now

Upgrade Requirements

When Do I Need to Upgrade?

All aircraft must be properly equipped by January 1, 2020.

Do All Aircraft Need Upgrades?

Certain aircraft are exempt from this equipment requirement. The FAA has a Decision Flowchart to help you figure out if your aircraft needs any changes. For example, aircraft without electrical systems, such as balloons or gliders, are exempt. 

For more information on FAA airspace class requirements, see the table here.

Upgraded Technologies


A Universal Access Transceiver, or UAT, operates on 978 MHz (978UAT). UAT equipment costs generally are lower, and this frequency receives free weather information (not all UATs support the optional ADS-B In).”


“The 1090ES datalink uses a Mode S Extended Squitter transponder (1090 MHz; “ES” refers to ADS-B information appended to the Mode S data). 1090ES is required above 18,000 feet, outside of the United States, and for Part 135 operations. However, 1090ES does not receive weather data.”

Source – Aircraft Owners and Pilots Association

Upgrade Financing

To make sure your aircraft stays in top flying condition, start planning your upgrade today. It’s free to get pre-approved with US Aircraft Finance. We offer fixed-rate aircraft loans with terms up to 25 years so we can tailor to your unique financial needs.  

For more information on refinancing and upgrade loans, check out our site here

You can also check out our blog, Financing Your Aircraft Purchase, for more helpful tools to estimate your payments and begin the application process today. 

You can also contact us directly here for more information on how USAF can help put your aircraft plans into action. 

Your Aircraft Insurance During Hurricane Season

Hurricane Season Facts

  •       The typical season is said to start June 1 and end November 30
  •       Most hurricanes make landfall in September, followed by August and October
  •       A typical year has 12 named storms, 6 hurricanes, and 3 major hurricanes
  •       The August report anticipates 14 named storms, 7 hurricanes, and 2 major hurricanes this 2019 season

       NOAA recently stated that this season could be worse than expected, with the likelihood of an above-average Atlantic hurricane season rising from 30% when predicted in May to 45% in August.

       NOAA predicts we could see 10 to 17 named storms, 5 to 9 hurricanes, and 2 to 4 major hurricanes

  •       In 2018, there were 15 named storms, 8 hurricanes, and 2 major hurricanes

Coverage Options

1.    Liability

In the case that you injure another person or damage their property, liability insurance offers the broadest coverage and can be structured in two ways:

a.     Smooth or Level Limit

In this case, you would pay for injury and property damage insurance combined under a single limit of liability per occurrence.

b.     Sub-Limit

This method limits what each injured person or passenger can claim and is typically more affordable for most aircraft owners.

Whether you’re  protecting passengers in the case of inclement weather or preparing for possible damage during a storm, liability coverage will provide broad protection in the event of any injuries or damage.

2.    Hull

This coverage will protect your airplane is the case of damage or loss.

Your aircraft will be assigned a Stated Value, which will be used to calculate your loss. If repair cost and salvage value are equal to or greater than your Stated Value, this would constitute a total loss. In the case of a total loss, the aircraft title will be transferred to the insurer.

Hull coverage is especially important during hurricane season as much of the possible damage can come from high winds and flying debris. Finding the right coverage for your needs is essential as underinsuring your aircraft could result in the loss of the vehicle in the event of a total loss.

3.    Medical

If you or a passenger are injured in an aircraft accident, you will be provided with immediate medical expenses coverage.

As a “no-fault” coverage plan, you do not have to establish who is liable to receive payment. This coverage is typically supplemental to personal health insurance to pay other expenses not covered by personal health insurance. Our carriers usually offer insurance coverage amounts from $1,000 to $15,000.

Your aircraft isn’t the only thing you want to insure. Protect yourself and those you care about with affordable and convenient medical coverage and be ready for anything this hurricane season has to offer.


Check out our Insurance FAQ for more information about coverage options.

Contact Us Today for More Info

Download our interactive PDF form for a free insurance quote.


Call us at 1-802-434-4100 to speak to one of our experienced representatives, or contact us via phone, fax, post, or e-mail for more information about what USAF can do to protect you and your aircraft.

Financing Your Aircraft Purchase

Financing Your Aircraft Purchase

Summer is in full swing, and the beautiful weather may have you considering an aircraft purchase.

Make your dream aircraft a reality with our hassle-free, competitive loan rates and insurance coverage. You can quickly and easily determine what you can afford in three simple steps that will get you on your way to flying this summer.


USAF Suggested Itinerary for Oshkosh 2019

USAF Suggested Itinerary for Oshkosh 2019

July is fast approaching, which means Oshkosh 2019 is almost here! Running from Monday, July 22 to Sunday, July 28, the festival has an overwhelming number of demonstrations, lectures, hands-on activities, and more.

We suggest that you buy a program, which contains a detailed map, grab a free copy of AirVenture Today, and read both before starting out. This will help returning and first-time visitor’s deal with the scale of the 1,400-acre show grounds.



Top 5 Things to See at Oshkosh 2019

It’s almost time again for the “World’s Greatest Aviation Celebration,” the EAA AirVenture Oshkosh event – undoubtedly one of our favorite aviation events of the year.

Celebrating their 50th anniversary in Oshkosh with 880 exhibitors and over 500,000 attendants, this year is sure to be a good one. It’s not too early to start planning for the July event, so we’ve created a list of our top five must-see highlights at Oshkosh 2019.


Winter is here so let’s talk upgrades

Winter time is here and it’s a great time to get some work done on your aircraft. Our interest rates are hard to beat so why not look into putting the new avionic suite you have been dreaming of or new interior and paint this winter season. We are a direct lender so underwriting and approvals are quick and easy for qualified buyers. Lets talk insurance while your looking to upgrade your aircraft. Many times USAF Insurance can save pilots on their insurance needs as well. We will do all the leg work to find you the best rates available to you as we work with all “A” rated insurance companies.

Call US Aircraft Finance Today at 802 434-4100 or email us to get started

Happy Anniversary US Aircraft Finance

Time Flys with US Aircraft Finance and so can you

Happy 20th Anniversary to US Aircraft Finance,

All of us at US Aircraft Finance want to thank our customers for their loyalty and support during our 20 years in business. We appreciate your business and hope to see you again soon on your next aircraft purchase.

US Aircraft Finance now offers financing for select jet aircraft (noncommercial use) so if you are looking to move up to something bigger and faster do not hesitate to contact our office. We also offer 25 year term and some of the lowest rates in the industry for well qualified buyers.


Oshkosh 2018 23rd- July 29th 2018- Come join USAF

Come and see USAF at Oshkosh this year in Hangar A booth 1033. Whether your an existing customer or a potential new one we would love to meet you face to face and answer any finance and insurance questions you may have.  This year Alex Savoie and Pauline Fortune will be at the event all week long and look forward to meeting you. More to come in the coming months.

Hurricane Season and Carriers working with you

August 24, 2017
Hurricane Activity Notice and Aircraft Insurance 
Most carriers will reimburse for expenses (most up to $500)  to move an aircraft out of hurricane watch or warning areas. Contact your insurance agent today and get more information. If you are coming up on an insurance renewal and would like US Aircraft Finance & Insurance to get you new quotes for your aircraft, simply complete our on line insurance application and we will take care of the rest. We are here for you for all your insurance and finance needs. Call today 802 434-4100

Customer Review of US Aircraft Finance

US Aircraft Finance – Just wanted you to know I am using this plane all the time, and it’s become an incredible asset. I just had a conversation yesterday with a client in Social, where my competitor was charging $5k in “training” for 1 day on a product. I asked why it was so much and they claimed travel, hotel, etc etc. I replied “heck I can be there tomorrow in 2 hrs, train you for the day, and only bill you for half that.” He was blown away. ……..I know of no other way to offer such service to clients – and I couldn’t have done it without your financing.